LendingPurpose.com

Commercial Real Estate Financing

From small mixed-use buildings to large multifamily complexes, we structure commercial loans that match your asset class, timeline, and investment goals.

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What Is Commercial Lending?

Commercial lending covers financing for income-producing or business-use properties. These loans are underwritten differently from residential mortgages — lenders evaluate the property's net operating income (NOI), occupancy rates, and the borrower's business financials. LendingPurpose.com works with a wide network of commercial lenders to find the right fit for your deal.

Property Types We Finance

We work across all major commercial asset classes.

Mixed-Use

Properties combining residential and commercial space. Ideal for urban infill and main-street developments.

Multifamily (5+ Units)

Apartment buildings and large residential complexes. Underwritten on NOI and occupancy performance.

Office

Single-tenant and multi-tenant office buildings. We work with stabilized assets and value-add opportunities.

Retail

Strip centers, standalone retail, and anchored shopping centers. Lease-based underwriting available.

Industrial

Warehouses, flex space, and light manufacturing. One of the strongest-performing asset classes in Arizona.

Special Purpose

Self-storage, hospitality, medical office, and more. We source lenders who specialize in niche asset types.

Commercial Loan Programs

Commercial Mortgages

Long-term, fixed or variable rate financing for stabilized income-producing properties. Terms from 5 to 25 years.

SBA Loans

SBA 7(a) and 504 programs for owner-occupied commercial real estate. Low down payments and long amortization.

Bridge Loans

Short-term financing for acquisitions, repositioning, or value-add projects while you stabilize the asset.

Why Work With LendingPurpose.com?

Access to bank, credit union, and private commercial lenders
Loan amounts from $500K to $20M+
Non-recourse options available for qualifying deals
Fast term sheets — often within 48 hours
Experienced in Arizona commercial real estate market
Guidance through due diligence, appraisal, and closing

Who This Is For

Commercial real estate investors
Business owners buying their own building
Developers and value-add operators
Multifamily syndicators and sponsors
Family offices and private equity groups
First-time commercial property buyers

Let's Structure Your Commercial Deal

Tell us about your property and goals. We'll match you with the right commercial lender and loan structure.

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LendingPurpose.com

Mortgage Education Center

Your trusted mortgage education hub. Free tools, expert guides, and resources to help you borrow smarter.

Equal Housing Opportunity

We do business in accordance with the Fair Housing Act.

Areas We Serve

Jaime Fernandez is a licensed mortgage loan originator serving borrowers across three states.

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All of Arizona

Licensed statewide

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All of California

Licensed statewide

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All of Nevada

Licensed statewide

Licensing Information

Jaime Fernandez — NMLS #1150756

Nyfty Mortgage LLC — NMLS #2506530 | AZ License #1048500

NMLS Consumer Access

© 2026 LendingPurpose.com — Jaime Fernandez, Senior Mortgage Loan Officer, NMLS #1150756 | Nyfty Mortgage LLC, NMLS #2506530. Licensed in Arizona, California & Nevada. All loan scenarios subject to credit approval, underwriting review, and program guidelines.

Equal Housing Opportunity. Content on this site is for general educational purposes only and does not constitute individualized lending advice, a loan commitment, or a guarantee of loan terms. Rate and payment examples are illustrative. Actual terms depend on your credit profile, loan program, and market conditions at time of application.

Verify license at NMLS Consumer Access Editorial Policy